Get Finance for Cosmetic Surgery & Medical Purposes

Apply Online

Our Clients Get Better Rates and Faster Approvals

ACA Cosmetic strive to make it simple for you to obtain a Cosmetic Surgery Loan or Medical Loan that enables you to live life with confidence. We’ll match your individual circumstances with the loan that is most likely to suit you now and into the future. Our loans team are dedicated to ensuring the privacy of our clients and treating them with compassion, making ACA Cosmetic the obvious finance choice for all things Cosmetic and Medical.

How does the application process work?

Getting your finance organised is going to be easier than you thought…


Apply online or call 1300 360 450.


A quick call to verify your identity.


1-2 day approval time is always our goal.


“They’ve definitely changed my life for the better…”

“The girls at ACA Cosmetic are fantastic. They’ve definitely changed my life for the better by making it possible to finance this surgery that I’ve needed for years.” – Dianne C, NSW

I should’ve come to you guys for my finance a lot sooner. Everything was easy, the rate is excellent. Thanks heaps for everything.
Julia T, SA
That was hands down, the fastest loan I have ever gotten. If you’re getting a cosmetic surgery loan, I recommend ACA Cosmetic.
Amy H, VIC
I’ve wanted this surgery since I was 18 and I’ve put it off because I didn’t have the money. Now it’s happening. Thanks ACA Cosmetic.
Sky K, NT